LiteForex has a modest range of instruments and when it comes to the diversification of traders’ portfolios, it might not be the best option. Its instrument offering is rather basic, and the fact that the available instruments are mostly CFD-based, the broker does not offer opportunities for real stock investments as well. However, we found that the broker applies $3 per month for Inactive accounts.
Promote the LiteFinance brand as our partner and earn up to 70% of spreads per attracted client. Trade various assets using built-in analytics and signals to predict price movements. Raw spreads from 0 points, the best liquidity providers, and ECN technologies make it profitable to trade with LiteFinance. Brokerage services in your country are provided by the Liteforex (Europe) LTD Company (regulated by CySEC’s licence №093/08).
Open an account with LiteForex and gain access LiteForex to quality analysis for free. It’s worth noting that LiteForex forex broker allows users to explore each platform and account type through a demo account before committing real capital. This enables users to identify the most suitable option based on their individual trading style and risk appetite.
LiteForex Forex Broker
LiteForex recognizes that a uniform approach doesn’t suit everyone’s trading capital.
It publishes weekly outlooks by the in-house experts and incorporates comprehensive technical and fundamental analyses from Claws & Horns.
As our research revealed, LiteForex provides over 600 tradable products.
This ensures that we accurately convey facts and events so that investors and traders can read our content with confidence and make informed choices.
Evaluate preferences for spreads, commission fees, and leverage requirements before making a decision.
The LiteForex MT4 trading platform allows access to Forex, stocks, metals, and CFDs on stock indices.
The company was founded in 2005 and has offices in various jurisdictions, including a Cyprus office regulated by the reputable CySEC regulator. Over the years, the LiteForex broker has earned a reputation as a reliable partner for traders around the world. LiteForex complies with regulations by ensuring the protection and segregation of clients’ funds from the company’s assets.
Participating in financial markets involves high risk, which can result in the loss of part or all of your investment. Support is available via live chat, phone, and email during 24/5 (Monday to Friday). However, there is no weekend or 24/7 support, which may be limiting for traders in different time zones. Traders adhering to Shariah-compliant practices may need to consider alternative brokers that offer such account types.
While LiteForex is regulated by CySEC for its European clients, the international entity in St. Vincent and the Grenadines does not offer strict rules and guidelines which is not an overly safe offering. Despite the past complaints from clients that we have revealed, the broker remains a good option for forex and CFD traders, especially those who like ECN trading and automated strategies. During its years of operation, LiteForex has proved to be a long-standing broker with balanced conditions of trading suitable for traders at all skill levels. It gives access to an ECN trading environment with competitive and transparent spreads. The trades are conducted either on the MetaTrader 4 or MetaTrader 5 platforms. With access to over 600 trading instruments, copy trading through its international entity, and a good selection of educational materials the broker can attract both beginner and experienced traders.
LiteForex has established global expansion through its offices in Cyprus and an international one based in St. Vincent and the Grenadines.
However, traders should note that higher balances may be required for effective risk management and margin maintenance in volatile markets.
LiteForex caters exclusively to residents of specific regions, limiting its services to countries within the European Economic Area (EEA), the United Arab Emirates, and the Marshall Islands.
In addition to real accounts, a demo account is provided for risk-free trading and skill improvements.
Trading Accounts Variety
It offers a range of major currency pairs, incorporating USD, EUR, AUD, GBP, CAD, JPY, and NZD for trading purposes. Furthermore, traders have the option to venture into non-major currency pairs as a strategy to broaden their investment portfolios. The MT5 platform of LiteForex is the improved variant of the MT4 platform. Besides, MT5 offers powerful algorithmic trading features to automate trades. The LiteForex MT5 is available through multiple devices, making the platform accessible for any trader from anywhere.
What trading instruments can I access with LiteForex?
These revenue streams allow us to remain financially independent of advertisers, enabling us to provide all services with maximum transparency. Among the financial service providers, there are fraudsters that we promptly report. Feedback and rankings from authoritative sites like “Trustpilot” on the TradingFinder website assist all traders.
LiteForex Desktop MetaTrader 4 Platform
Also, a proprietary platform is developed by the broker for those preferring other options. The minimum deposit requirement with LiteForex is 50 USD for both ECN and classic accounts. Moreover, LiteForex reimburses deposit commissions for all payment methods. LiteForex provides its customers with a range of trading instruments, allowing for favorable conditions in margin trading.
Brokerages occasionally offer bonuses and promotions to attract new traders and reward existing ones. Currently, LiteForex does not offer any deposit bonuses or promotional offers. This feature is particularly useful for newcomers looking to learn from experienced traders or those who don’t have time for active trading. The online platform developed by LiteFinance is an all-in-one trading system that provides traders with all the necessary tools — no installation required. LiteForex opens the door to diversification and hedging through its extensive selection of stock indexes. The minimum deposit on this platform may pose a challenge for potential users, and the verification process on LiteForex is described as complex by some people.
Brokers operate multiple entities globally, but regulatory protections vary. Some regulators enforce stricter financial standards than others, so traders should understand the safety measures of the entity with which they choose to open an account. I assessed that LiteForex’s spreads vary greatly but generally exceed the industry average. On the flipside, the broker provides comprehensive market research, which helps day traders in their decision-making process. LiteForex offers a copy trading feature where users can follow and automatically replicate the trades of top-ranked traders.
TOP 10 Forex и LF Fighting
The funds of all retail clients are protected through coverage by the Investor Compensation Fund, subject to meeting eligibility criteria. LiteForex’s commitment to serving residents in these countries aligns with the diverse financial landscapes and regulatory standards within the EEA. LiteForex caters exclusively to residents of specific regions, limiting its services to countries within the European Economic Area (EEA), the United Arab Emirates, and the Marshall Islands.
LiteForex provides Virtual Private Server (VPS) hosting for low-latency trading and achieving execution speeds of around 5 milliseconds. LiteForex’s MT5 platform is available on Windows and Mac and supports 39 languages, including English, French, Spanish, German, Arabic, Chinese, and more. The fee is applied after 180 days of dormancy and is charged monthly until activity resumes or the account balance drops to zero. A swap fee is a trader’s cost for holding an open position overnight because of changing interest rates. Swap long refers to the charge deductible or credit receivable for holding a buy position open overnight.
LiteForex Instruments: My Key Takeaways
The regulatory oversight for both of the brokers is tight, although brokers like HFM and OANDA offer more protection and stick to more stringent guidelines due to their heavily regulated status. I appreciated LiteForex’s collection of articles that break down some of the most popular trading strategies in a clear and accessible way. Payments can be processed via bank wire, bank cards, Neteller, and Skrill.
By studying probabilities, we can assess the likelihood of different outcomes occurring. This time, we will explore the notion of luck from scientific perspectives and provide real-life examples to support its existence. The concept of luck has fascinated individuals for centuries, with differing views on its existence and influence. Some believe in luck as a powerful force that determines outcomes, while others attribute success and failure to a combination of factors like preparation, opportunity, and probability. The upper right corner of the page houses the deposit button and the profile menu.
Whether you prefer e-wallets like PayPal or Skrill, fast bank transfers, or traditional debit cards, there’s an option to suit every punter’s needs. All methods comply with UK regulations, so you can enjoy betting on your favourite sports or casino games with total peace of mind. The Onluck Casino login process is secure and quick, protecting personal data with advanced encryption.
Player’s withdrawal has been delayed.
Our brand is more than just an online casino — we’re also a reliable UK bookmaker.
A different approach to luck emphasizes the fact that paradigmatic instances of luck such as lottery wins could have easily failed to occur.
This verification ensures the security and integrity of the platform, so just follow the steps and continue enjoying the thrilling gaming experience at OnLuck casino.
Before turning to suggestedsolutions, a brief bit of ground-clearing will be necessary.
In sum, knowing that one will be lucky—and therefore being in a position to know it—does not necessarily prevent one from being lucky.
Modal accounts accordingly explain luck in terms of the notion of easy possibility.
With stable payment options, both fiat and cryptocurrencies, and their customer service that respond quite well to the requests, the platform impresses. It does not make any empty promises but goes ahead to take the issue of transparency seriously, this includes reliable withdrawal periods as well as safety of handling transactions. OnLuck is the place to be as a slot lover, table games fanatic, or a person using a mobile device. It has regular promotions, niche games, and an optimized mobile version; therefore, OnLuck Casino is a trustworthy and entertaining gambling option among new players.
How secure is Onluck Casino for online transactions?
The idea that we ought to care about ethics, understood as Williamsdoes, finds inspiration in the work of Aristotle. Aristotle isconcerned with the nature of the good life in the broadestsense—in what he calls “eudaimonia,” oftentranslated as “happiness”. Aristotle defends the idea thathappiness consists in being a virtuous person over a complete life,and, in turn, the idea that being a virtuous person requires not onlythat one have virtuous qualities and dispositions, but also that oneact on them. First,on Aristotle’s account, one becomes a virtuous person byundergoing the right kind of upbringing and training. Since whetherone receives this training is at least to some extent beyondone’s control, one’s ability to live a virtuous life isdeeply dependent on luck. Second, the fact that being a virtuousperson requires the performance of certain kinds of activities meansthat the world must cooperate in various ways in order for one to betruly virtuous, and so be truly happy.
Good games reliable
The Complaints Team had made multiple attempts to contact the casino for assistance but had received no response. After further communication, the casino had acknowledged technical issues causing delays and had confirmed that the withdrawal was successfully processed. The player had confirmed receipt of the payment, and the issue had been marked as resolved. The player from Germany had received a 120% bonus and had confirmed with support that the maximum withdrawal was €10,000 if no terms were specified.
Do you love enjoying the fresh air and playing your favorite gambling games at the same time? Then check out OnLuck Casino, which offers its customers a truly unique opportunity. Every user, regardless of the device they use, can visit the platform via a browser and get the best emotions and impressions from the game, whether it’s on a small phone screen or a large PC screen. Another advantage of this online casino is the ability to download an app for your mobile phone, which will significantly improve the speed of authorization on the site. Our team tested this platform using their Android smartphones and is happy to report that the site runs smoothly and seamlessly, allowing users to fully enjoy the gaming content.
The casino offers multiple channels for assistance, including live chat, email, and an extensive FAQ section. Additionally, OnLuck Casino offers a live casino section, allowing players to immerse themselves in the excitement and authenticity of a real casino environment. The live dealers provide an interactive and immersive gaming experience, bringing the thrill of land-based casinos right to your screen. Featuring an impressive collection of over 10,000 games from renowned software providers such as NetEnt, Pragmatic Play, and Evolution Gaming, OnLuck guarantees an exhilarating gaming experience. From the latest slots to live casino games and massive jackpots, there’s something for every type of player here. OnLuck is a new online casino that was launched in 2023 by Febonara Empire Limitada The casino is licensed by Costa Rica.
With live dealers and high-quality streaming, these games provide a unique blend of authenticity and convenience that keeps players coming back for more. When it comes to user experience, OnLuck Casino excels in providing an enjoyable and seamless gaming environment. The website design is sleek and modern, offering easy navigation and a user-friendly interface.
You can also use some of these to wish someone good luck ahead of a big event.
Players will be awarded 30 free spins for the “Mental” game by the NoLimit provider within a day of activating the bonus.
Thus,according to Moore, there is no contradiction in our everydaycommitments.
We were genuinely impressed by the mobile casino version of OnLuck when we tested it.
Whether you feel like luck is always on your side or you’re a bit down on your luck, these lucky idioms will help you describe the situation.
These security measures are regularly audited and tested to maintain the highest standards of data protection and ensure player privacy. As a licensed casino, OnLuck has undergone a thorough vetting process to ensure its compliance with regulatory requirements. This means that players can trust the casino to operate transparently and within legal boundaries, providing a level of legal protection and fairness. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active. Joined, deposited and lost everything virtually instantly.They refused to close my account unless I uploaded several personal and private documents.AVOID LIKE THE PLAGUE.
OnLuck Casino Support: 24/7 Assistance for All Players
For example, if someone prays for rain because she is in need of water and it rains, the coincidental event that it rains is lucky for that person. Finally, Hales (2014) thinks that there are cases of skillful achievements that lack of control accounts are compelled to consider lucky. In reply, lack of control theorists might argue that OnLuck Hales is illicitly raising the standards of control.
Pokies.bet is the leading affiliate website dedicated to Australian players interested in online gambling. Stay on top of our guides, resources, and bonuses to make the most of your time and money. If you run into any issues with the mobile app, don’t worry – you can always enjoy our site through your mobile browser.
Now opponents who deny the existence of moral luck have ways ofexplaining away these phenomena. As we have seen, recent experimentalwork has suggested systematic explanations that preserve the idea thatfolk theories are anti-moral luck, at least when it comes to moraloutcome luck. On reflection, we cansee that we ought to blame the racists only for their actions oromissions, not for the attitudes themselves over which they have nocontrol. Another response is to appeal to the distinction betweenjudgments of blameworthiness and “aretaic” judgments (orjudgments of virtue and vice).
Player’s account has been closed.
The Curacao license is widely recognized in the online casino industry as a sign of trustworthiness and commitment to player protection. Regular audits and checks are part of the licensing requirements, ensuring that players are treated fairly and that their data remains protected. The sleek design, underscored by a dark color scheme punctuated by vibrant red and white fonts, offers a user-friendly experience.
The casino features a modern and intuitive interface, with fast loading times and clean navigation. It works smoothly on both desktop and mobile devices, thanks to its responsive design. I certainly believed that in some cases, the probability of luck is determined by how ready yourself when the opportunity surfaces.
SG&A primarily https://maistor-kz.com/salary-paycheck-calculator-calculate-net-income/ covers indirect, non-production operating costs, setting it apart from expenses directly tied to manufacturing or service delivery. SG&A includes all non-production expenses incurred by a company in any given period. It includes expenses such as rent, advertising, marketing, accounting, litigation, travel, meals, management salaries, bonuses, and more. On occasion, it may also include depreciation expense, depending on what it’s related to.
SG&A Meaning: Selling, General & Administrative Expenses (Definition)
It also allows us to see if a company runs up payroll too much or if there are any other impacts related to expenses. SG&A Sales Ratio varies widely depending upon the industry, but managers consider a low SG&A Sales Ratio good for a company’s health. Regularly reviewing and renegotiating contracts with suppliers and service providers can also yield sg&a expenses savings. Businesses often overlook the potential for cost reductions in long-term contracts. By periodically assessing the market and renegotiating terms, companies can secure better rates or more favorable conditions.
SG&A in Financial Statements
Dive into our research products and learn more about our unique approach at valuesense.io. Differences exist between a company that has a mostly variable cost structure and one that has a mainly fixed cost structure. They also recognize the importance of adaptability; they’re quick to adjust strategies in response to market changes or internal shifts in priorities. Perhaps they’ve streamlined processes, automated routine tasks, or outsourced non-core functions — all in the name of efficiency. The IRS scrutinizes deductions, especially large ones, so keeping detailed records and receipts is paramount.
What are the differences between SG&A and COGS?
This targeted approach not only enhances profitability but also supports sustainable growth. SG&A expenses include costs related to selling products and services, as well as the general administrative costs required to manage the business. If SG&A expenses rise faster than revenue growth, say from an average of 10% of sales revenue to 15%, it may signal inefficiencies that need addressing. For example, if your revenue is growing at 5% but your SG&A expenses are increasing at 15%, it could indicate that your administrative costs are outpacing your sales growth.
In contrast, manufacturing industries may have higher COGS and lower SG&A.
The income statement follows a structured format to arrive at net income, beginning with revenue.
When you get into the nitty-gritty of selling expenses, you’re talking about the costs that directly connect to the sale of products or services.
These expenses offer insights into a company’s operational efficiency and financial health.
Effective SG&A management influences profitability and cash flow, as reducing these costs can lower the revenue needed to earn a profit.
Profit margins indicate a company’s financial health, and optimizing Selling, General, and Administrative (SG&A) expenses is a key strategy for enhancing them.
It is calculated by dividing the reported operating profit by the sales for that period. Travel Agency Accounting It can be compared to a company’s historical performance (and future) and also against a peer group. SG&A typically runs on a more fixed cost basis and covers the head office, marketing, legal and other internal costs, which are not directly related to production. Whilst these costs can be adjusted, it is often fairly fixed, so are chargeable even if production is halted for a period. Longer term more strategic changes can be made such as increasing or decreasing a sales team size.
At the same time, the process of gathering business information and turning it into visually perceptible sources for such analysis is streamlined by a good business accounting software. Tracking SG&A ratio over time allows you to predict future expenses and take some steps in case of their fast increase. SG&A will not include interest expense since interest expense is reported as a nonoperating expense. While it’s important to know a company’s historical SG&A Expense, it’s also helpful to forecast future SG&A Expense. Generally speaking, the lower a company’s SG&A expense, the better – since that implies the company is more profitable, all else being equal.
One study analyzed ChatGPT’s responses to 517 questions about software engineering or computer programming posed on Stack Overflow for correctness, consistency, comprehensiveness, and concision. Robin Bauwens, an assistant professor at Tilburg University, found that a ChatGPT-generated peer review report on his article mentioned nonexistent studies. A 2023 study reported that GPT-4 obtained a better score than 99% of humans on the Torrance Tests of Creative Thinking. Stanford researchers reported that GPT-4 “passes a rigorous Turing test, diverging from average human behavior chiefly to be more cooperative.”
{
One study analyzed ChatGPT’s responses to 517 questions about software engineering or computer programming posed on Stack Overflow for correctness, consistency, comprehensiveness, and concision.
{
The integration used ChatGPT to write prompts for DALL-E guided by conversations with users.
|}{
OpenAI has attempted to address these issues with enhanced data protection measures.
|}
It can also critique the user’s writing, summarize long documents and translate text from one language to another.
{
ChatGPT is the artificial intelligence chatbot that started the whole generative AI revolution.
|}
The chatbot can facilitate academic dishonesty, generate misinformation, and create malicious code.
|}
You can chat with Google Maps now, thanks to this big AI upgrade – how it works
Despite its acclaim, the chatbot has been criticized for its limitations and potential for unethical use. It can generate plausible-sounding but incorrect or nonsensical answers known as hallucinations. The chatbot can facilitate academic dishonesty, generate misinformation, and create malicious code. The ethics of its development, particularly the use of copyrighted content as training data, have also drawn controversy. ChatGPT is a generative artificial intelligence chatbot developed by OpenAI and released in November 2022. It currently uses GPT-5, a generative pre-trained transformer (GPT), to generate text, speech, and images in response to user prompts.
OpenAI announced the addition of product recommendations on ChatGPT when users implied shopping intent in their queries.
{
OpenAI’s outsourcing partner was Sama, a training-data company based in San Francisco, California.
|}
It was trained on massive amounts of data from books and the internet — websites, Wikipedia, Reddit threads, news sites and much, much more.
{
“You can create systems that can fool people into thinking that this thing that you’re talking to is human,” Jaffri tells CNET.
|}{
Not only can ChatGPT generate working computer code of its own (in many different languages), but it can also translate code from one language to another, and debug existing code.
|}
Geoffrey Hinton, one of the “fathers of AI”, voiced concerns that future AI systems may surpass human intelligence.
Select a model for your prompt
The feature is also still exclusive to ChatGPT users who have a Plus, Team, Enterprise or Education plan. OpenAI announced the addition of product recommendations on ChatGPT when users implied shopping intent in their queries. While users cannot checkout inside ChatGPT, they are redirected to the merchant’s website when they click on the link. OpenAI announced that it is letting users buy goods directly in ChatGPT through a feature called Instant Checkout.
{
The paid version of ChatGPT also offers features like image and voice inputs and integrations with other OpenAI services like the image generator DALL-E.
|}
It currently uses GPT-5, a generative pre-trained transformer (GPT), to generate text, speech, and images in response to user prompts.
{
A 2023 study reported that GPT-4 obtained a better score than 99% of humans on the Torrance Tests of Creative Thinking.
|}{
The languages tested were Polish, French, Korean, Spanish, Arabic, Tagalog, and Amharic.
|}
OpenAI supports limited, no-login access in many regions, so you can try ChatGPT instantly.
ChatGPT is powered by a large language model made up of neural networks trained on a massive amount of information from the internet, including Wikipedia articles and research papers.
This includes text-to-image models such as Stable Diffusion and large language models such as ChatGPT. As of 2023, there were several pending U.S. lawsuits challenging the use of copyrighted data to train AI models, with defendants arguing that this falls under fair use. It can also critique the user’s writing, summarize long documents and translate text from one language to another. The paid version of ChatGPT also offers features like image and voice inputs and integrations with other OpenAI services like the image generator DALL-E.
Create Content
This often leads to what experts call “hallucinations,” where the output generated is stylistically correct, but factually wrong. Instead of a list of websites, though, it’ll provide users with a simple list of answers. ChatGPT became one of the fastest-growing apps in history, amassing hundreds Romibet of millions of users. ChatGPT can produce correct answers to medical exam and licensing questions, for example the United States Medical Licensing Examination and the Specialty Certificate Examination in Dermatology. The Guardian questioned whether any content found on the Internet after ChatGPT’s release “can be truly trusted” and called for government regulation. This has led to concern over the rise of what has come to be called “synthetic media” and “AI slop” which are generated by AI and rapidly spread over social media and the internet.
The company also partnered with PayPal, one of the largest payment processing services in the world, to let users pay for their shopping directly within ChatGPT. ChatGPT is powered by a large language model made up of neural networks trained on a massive amount of information from the internet, including Wikipedia articles and research papers. OpenAI has attempted to address these issues with enhanced data protection measures. Your prompts (on Free, Plus and Pro plans) may be used to train the model unless you opt out in settings.
Select a mode for your prompt
In January 2023, the International Conference on Machine Learning banned any undocumented use of ChatGPT or other large language models to generate any text in submitted papers. Some, including Nature and JAMA Network, “require that authors disclose the use of text-generating tools and ban listing a large language model (LLM) such as ChatGPT as a co-author”. As of July 2025, Science expects authors to release in full how AI-generated content is used and made in their work. In 2025, OpenAI added several features to make ChatGPT more agentic (capable of autonomously performing longer tasks). The laborers were exposed to toxic and traumatic content; one worker described the assignment as “torture”.
About this app
OpenAI supports limited, no-login access in many regions, so you can try ChatGPT instantly. Apart from models, there are modes and tools in ChatGPT that allow you to go beyond basic chatting. According to an OpenAI blog post, ChatGPT will build memories on its own over time, though users can also prompt the bot to remember specific details — or forget them. OpenAI announces the release of its o1 model, which demonstrates complex reasoning capabilities. For example, the new model doubles its context window from 128,000 tokens in GPT-4o to 256,000 tokens in GPT-5. Most people know that, just because something is on the internet, that doesn’t make it true.
{
ChatGPT pricing
|}
It is now available to both paying and non-paying ChatGPT users, with usage limitations of course. However, it was labeled underwhelming by some users due its performance shortly after its release. Through the partnership, ChatGPT users will be able to find products sold by Walmart and complete entire purchases without leaving the chatbot’s interface.
{
How does ChatGPT work?
|}
ChatGPT is the artificial intelligence chatbot that started the whole generative AI revolution. The integration used ChatGPT to write prompts for DALL-E guided by conversations with users. In March 2025, OpenAI updated ChatGPT to generate images using GPT-4o instead of DALL-E. In my experience, the web version offers the fullest range of features available. There’s even a Projects feature that keeps all your chats organized, plus a Library to manage all your generated images.
